General terms and conditions

[PRÜFEN: Die AGB sind vollständig anwaltlich zu erstellen. Die folgenden Punkte sind Platzhalter für die Struktur.]

1. Scope

These terms and conditions apply to mortgage brokerage and advice provided by Voltavia Capital. [PRÜFEN]

2. Services

Analysis of the financing, obtaining and comparing offers, support through to completion. No financing commitment is owed. [PRÜFEN]

3. Remuneration

The initial consultation is free of charge. Before a file is first submitted to a financing institution, Voltavia Capital and the client agree in writing on a processing fee of CHF 500. It covers the work done and is payable even if no financing is concluded. If a mortgage is concluded, the client owes a fee of 0.75 % of the mortgage amount. The processing fee and the financing institution’s commission are fully credited against it; only any remaining difference is payable. If the institution’s commission exceeds the fee, there are no further costs. Voltavia Capital discloses all commissions. [PRÜFEN: Mehrwertsteuer auf Pauschale und Honorar]

4. Liability

[PRÜFEN]

5. Data protection

The privacy policy applies.

6. Applicable law and place of jurisdiction

Swiss law. The place of jurisdiction is [PRÜFEN: Ort].